Estate Watch — State Law Change Tracker & Plan Review Alerts

Turn silent legal drift into a visible review prompt.

We’ll pull tracked state changes, compare them to the standing state-guide baseline, and layer an annual household-change review on top so the family knows whether to revisit the plan now.

Step 1 of 2

Which state and planning lens should lead?

This is how the alert decides whether to emphasize probate friction, Medicaid drift, tax change, or legacy-document review.

Prepared For

State

Primary Profile

Legacy BuilderFocus on probate, transfer, homestead, and death-tax changes. Tax-Aware OptimizerFocus on state death-tax thresholds and planning friction. Longevity WorrierFocus on Medicaid limits, care-planning drift, and asset-protection timing.

What this includesTracked state-law changes, state-guide baseline posture, and plain-English action prompts.

What this does not doIt does not replace attorney review or decide that a specific document is legally sufficient.

Best use caseUse it quarterly for state drift and annually for a household-change prompt.

Step 2 of 2

What changed in the household this year?

These life changes are the quiet reason documents go stale even when the law has not moved at all.

MarriageSpouse rights, beneficiaries, fiduciary roles, and title assumptions may all need a refresh. DivorceEx-spouse beneficiary mistakes and stale fiduciary appointments become high-risk fast. New GrandchildTrust distribution language and contingent beneficiaries may no longer reflect family intent. Home Purchase / SaleTitle strategy, deed tools, homestead, and probate exposure all need a fresh look. RetirementIncome-source changes can affect taxes, beneficiary timing, and legacy planning priorities. No Major ChangesUse the annual review prompt anyway to confirm the plan still matches current reality.

State Law Change Tracker & Plan Review Alerts

Estate Watch

A saved review prompt showing what changed in the state, what changed in the family, and what deserves another look now.

State —

Profile —

Generated —

Headline

Your estate plan may need a fresh review.

Summary appears here.

Primary Trigger

Watch headline

Watch summary appears here.

Tracked State Changes

Active items affecting this state

Household Changes

Annual plan review triggers checked

Review Urgency

Review

Based on state drift + household drift

State Baseline

What this state already looked like before any new change

This uses the current state-guide posture so the user can understand the baseline the new alert is moving against.

Baseline

Probate—

State death-tax posture—

Transfer-tool posture—

Medicaid timing—

Tracked Changes

What changed in this state

These are the plain-English watch items the backend can populate from your tracked legislative summaries.

State watch

Annual Health Check

What changed in the household

Even if the state law did not move, these life events are enough to justify rechecking the plan.

Health check

Saved reports reopen from Portal Documents and are meant to trigger an annual or quarterly attorney-review conversation, not replace one.

Important Disclosures: Estate Watch is for educational purposes only and does not constitute legal, tax, investment, or financial advice. State law-change summaries may reflect tracked legislative or administrative updates, but laws can change, be interpreted differently, or apply differently based on facts, asset type, and local procedure. AI-assisted summaries can contain errors or omissions and should always be reviewed by a licensed attorney in the relevant state before action is taken. Retirement Shield is not a law firm and does not prepare legal documents. © 2026 Retirement Shield. All rights reserved.